:root{--ink: #1b2a3a;--ink-deep: #16212d;--cream: #f7f4ef;--sand: #f1ece4;--rust: #a63f34;--light: #f2efe9;--salmon: #d98b7c;--salmon-pale: #e0b3a7;--rule: #ddd8d0;--rule-strong: #cfc7ba;--px: clamp(20px, 4vw, 56px)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--cream);color:var(--ink);font-family:Libre Franklin,Helvetica,Arial,sans-serif;-webkit-font-smoothing:antialiased}a{color:var(--rust);text-decoration:none}a:hover{color:var(--ink)}input,textarea,select,button{font-family:inherit}::selection{background:var(--rust);color:var(--cream)}.wrap{max-width:1240px;margin:0 auto;padding:clamp(60px,7vw,100px) var(--px)}.wrap--hero{padding:clamp(50px,7vw,92px) var(--px) clamp(36px,4.5vw,58px)}.wrap--flush{padding:0 var(--px) clamp(40px,5vw,70px)}.wrap--band{padding:clamp(46px,5.5vw,76px) var(--px)}.wrap--article{max-width:820px;margin:0 auto;padding:clamp(36px,4.6vw,64px) var(--px) clamp(44px,5.5vw,80px)}.wrap--article-hero{max-width:820px;margin:0 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p{font-size:1.08rem;line-height:1.72;color:#2c343c;margin:0;text-wrap:pretty}.prose h2{font-size:clamp(1.35rem,2vw,1.7rem);line-height:1.18;letter-spacing:-.025em;font-weight:700;margin:22px 0 0;text-wrap:pretty}.prose a{color:var(--rust);border-bottom:1px solid #d9b7b0}.prose a:hover{color:var(--rust);border-bottom-color:var(--rust)}.btn{border:0;font-weight:600;cursor:pointer;display:inline-block;transition:box-shadow .13s ease,background .13s ease,transform .13s ease}.btn-dark{background:linear-gradient(#25384c,var(--ink));color:var(--cream);padding:17px 30px;font-size:15px;box-shadow:inset 0 1px #f2efe938,0 1px #3a2a1e4d,0 6px 14px -6px #3a2a1e66}.btn-dark:hover{background:linear-gradient(#b5493d,var(--rust));color:var(--cream);box-shadow:inset 0 2px 4px #00000047,0 1px #fff6;transform:translateY(1px)}.btn-light{background:linear-gradient(#fbf9f5,var(--light));color:var(--ink);padding:17px 32px;font-size:15px;box-shadow:inset 0 1px #fff,0 1px #00000052,0 8px 18px -8px #00000080}.btn-light:hover{background:var(--rust);color:var(--cream)}.btn-light--sm{padding:15px 26px}.btn-light--subscribe{padding:15px 28px}.btn-next{font-size:13px;letter-spacing:.1em;text-transform:uppercase;font-weight:700;color:var(--ink);background:linear-gradient(#fbf9f5,var(--light));border:0;padding:15px 26px;cursor:pointer;display:flex;align-items:center;gap:10px;box-shadow:inset 0 1px #fff,0 1px #00000052,0 8px 18px -8px #00000080;transition:box-shadow .13s ease,background .13s ease,transform .13s ease}.btn-next:hover{color:var(--ink);box-shadow:inset 0 2px 5px #3a2a1e42,0 1px #ffffff80;transform:translateY(1px)}.btn-guide{font-size:11.5px;letter-spacing:.09em;text-transform:uppercase;font-weight:700;color:var(--light);border:1px solid var(--ink);padding:11px 10px;text-align:center;white-space:nowrap;background:linear-gradient(#25384c,var(--ink));cursor:pointer;display:flex;align-items:center;justify-content:center;gap:8px;width:calc(100% - 4px);box-shadow:inset 0 1px 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svg{width:30px;height:30px;display:block;flex:none}.site-header__wordmark{font-size:23px;font-weight:800;letter-spacing:-.03em}.site-nav{display:flex;align-items:center;gap:clamp(13px,2vw,28px);font-size:13px;font-weight:500}.site-nav__link{background:transparent;border:0;padding:0;font-size:13px;font-weight:500;color:#b7c2cc;cursor:pointer}.site-nav__link:hover,.site-nav__link[aria-current=page]{color:var(--light)}.site-nav__cta{border:1px solid rgba(242,239,233,.45);background:transparent;color:var(--light);padding:10px 18px;box-shadow:inset 0 1px #f2efe92e,0 4px 12px -6px #00000073;font-weight:600;font-size:13px;cursor:pointer}.site-nav__cta:hover,.site-nav__cta[aria-current=page]{background:var(--light);color:var(--ink)}.site-footer{background:var(--ink-deep);color:#93a2af}.site-footer__inner{max-width:1240px;margin:0 auto;padding:34px var(--px);display:flex;flex-wrap:wrap;gap:20px;align-items:center;justify-content:space-between}.site-footer__brand{display:flex;align-items:center;gap:11px}.site-footer__brand svg{width:22px;height:22px;display:block;flex:none}.site-footer__wordmark{font-size:18px;font-weight:800;letter-spacing:-.03em;color:var(--light)}.site-footer__meta{font-size:12px;letter-spacing:.02em;color:#7d8d9b;font-weight:500;display:flex;flex-wrap:wrap;gap:18px;align-items:center}.site-footer__meta a{color:#7d8d9b}.site-footer__meta a:hover{color:var(--light)}.hero__cta-row{display:flex;flex-wrap:wrap;gap:24px;align-items:center;justify-content:space-between;margin-top:clamp(30px,4vw,44px)}.section-head{margin-bottom:clamp(36px,4.5vw,58px)}.rule-top{border-top:2px solid var(--ink);padding-top:clamp(22px,2.8vw,32px)}.chip-row{display:flex;flex-wrap:wrap;gap:11px}.chip{border:1px solid var(--ink);padding:9px 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h3{font-size:1.12rem;font-weight:600;letter-spacing:-.02em;margin:0 0 10px}.criteria-card p{font-size:.99rem;line-height:1.58;color:#b7c2cc;margin:0;text-wrap:pretty}.approach-head{display:flex;flex-wrap:wrap;align-items:flex-end;justify-content:space-between;gap:24px;border-bottom:2px solid var(--ink);padding-bottom:clamp(24px,3vw,36px)}.approach-row{display:grid;grid-template-columns:56px minmax(0,.7fr) minmax(0,1.9fr);gap:clamp(14px,2.4vw,34px);padding:30px 0;border-bottom:1px solid var(--rule);align-items:baseline}.approach-row__n{font-size:15px;font-weight:700;letter-spacing:.02em;color:var(--rust)}.approach-row h3{font-size:1.3rem;font-weight:600;letter-spacing:-.02em;margin:0}.approach-row p{font-size:1.02rem;line-height:1.64;color:#4c5560;margin:0}.contact-layout{display:grid;gap:clamp(32px,5vw,76px);grid-template-columns:minmax(0,.85fr) 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0}.diff-row__us-t{font-size:1.01rem;line-height:1.5;color:var(--ink);font-weight:600}.diff-row__us p{font-size:.96rem;line-height:1.6;color:#3f4c57;margin:8px 0 0;text-wrap:pretty}.diff-row__other-t{font-size:.99rem;line-height:1.5;color:#4c5560;font-weight:600}.diff-row__other p{font-size:.96rem;line-height:1.6;color:#6d6a64;margin:8px 0 0;text-wrap:pretty}.diff-note{font-size:.95rem;line-height:1.7;color:#6d6a64;margin:22px 0 0;max-width:46em}.promise-row{display:grid;grid-template-columns:54px minmax(0,.72fr) minmax(0,1.85fr);gap:clamp(14px,2.4vw,34px);padding:26px 0;border-bottom:1px solid rgba(242,239,233,.14);align-items:baseline}.promise-row__n{font-size:15px;font-weight:700;letter-spacing:.02em;color:#93a2af}.promise-row h3{font-size:1.24rem;font-weight:600;letter-spacing:-.02em;margin:0}.promise-row p{font-size:1.01rem;line-height:1.64;color:#b7c2cc;margin:0}.split-2{display:grid;gap:clamp(24px,4vw,56px);grid-template-columns:minmax(0,1fr) minmax(0,1fr);align-items:center}.question-list{border-left:3px solid var(--rust);padding-left:clamp(18px,2.4vw,30px);display:flex;flex-direction:column;gap:14px}.question-list>div{font-size:1.05rem;line-height:1.5;font-weight:500;color:var(--ink)}.band-split{display:flex;flex-wrap:wrap;gap:26px;align-items:center;justify-content:space-between}.team-row{display:grid;grid-template-columns:130px minmax(0,.8fr) minmax(0,1.7fr);gap:clamp(14px,2.4vw,34px);padding:26px 0;border-bottom:1px solid var(--rule);align-items:start}.team-row__photo{position:relative;width:100%;aspect-ratio:5 / 4;background:var(--sand);border:1px solid var(--ink);overflow:hidden;box-shadow:inset 0 1px #fff,0 2px 5px #3a2a1e1f,0 10px 22px -12px #3a2a1e52}.team-row__photo img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center center}.team-row__name{font-size:1.12rem;font-weight:600;letter-spacing:-.02em;line-height:1.3}.team-row__role{font-size:12.5px;letter-spacing:.1em;text-transform:uppercase;font-weight:700;color:var(--rust);margin-top:7px}.team-row__role2{font-size:12.5px;letter-spacing:.1em;text-transform:uppercase;font-weight:700;color:#6f7b87;margin-top:5px}.team-row__body{font-size:1rem;line-height:1.64;color:#4c5560;margin:0}.team-row__prev{font-size:12.5px;letter-spacing:.1em;text-transform:uppercase;font-weight:700;color:#6d6a64;margin-top:12px;line-height:1.9}.piece-row{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,1.5fr) 150px;gap:clamp(14px,2.6vw,34px);padding:26px 0;border-bottom:1px solid var(--rule);align-items:baseline}.piece-row h3{font-size:1.16rem;font-weight:600;letter-spacing:-.02em;margin:0 0 8px;line-height:1.35}.piece-row__kind{font-size:12.5px;letter-spacing:.1em;text-transform:uppercase;font-weight:700;color:var(--rust)}.piece-row 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#3a2a1e57;display:flex;flex-direction:column}.calc-progress{display:flex;align-items:center;gap:16px;margin-bottom:30px}.calc-progress__label{font-size:12.5px;letter-spacing:.1em;text-transform:uppercase;font-weight:700;color:#6d6a64;white-space:nowrap}.calc-progress__track{flex:1;height:3px;background:#e2dcd2;position:relative;display:block}.calc-progress__fill{position:absolute;left:0;top:0;bottom:0;background:var(--rust);display:block}.calc-q{font-size:clamp(1.35rem,2.1vw,1.75rem);line-height:1.22;letter-spacing:-.025em;font-weight:700;margin:0 0 28px;max-width:20em;text-wrap:pretty}.calc-opts{display:grid;gap:10px;margin-bottom:30px}.calc-opt{border:1px solid var(--ink);background:transparent;color:#414a52;padding:16px 20px;font-size:15.5px;font-weight:500;line-height:1.35;cursor:pointer;text-align:left;width:calc(100% - 3px);box-shadow:inset 0 1px #fff,0 2px 5px #3a2a1e1c;transition:box-shadow .13s ease,background .13s ease,transform .13s ease}.calc-opt:hover{border-color:var(--rust);color:var(--rust);background:linear-gradient(#f6f2ea,#fffefc);box-shadow:inset 0 1px 3px #3a2a1e24;transform:translateY(1px)}.calc-opt[aria-pressed=true]{background:var(--ink);color:var(--light);box-shadow:inset 0 2px 5px #3a2a1e38,0 1px #fff9}.calc-select-wrap{margin-bottom:30px;max-width:22em;position:relative}.calc-select{width:calc(100% - 3px);border:1px solid var(--ink);background:#faf8f4;color:var(--ink);padding:16px 44px 16px 18px;font-size:15.5px;font-weight:500;cursor:pointer;box-shadow:inset 0 1px #fff,0 2px 5px #3a2a1e1c;appearance:none;outline:none}.calc-select[data-picked=true]{box-shadow:inset 0 2px 5px #3a2a1e38,0 1px #fff9}.calc-select-chevron{position:absolute;right:21px;top:50%;transform:translateY(-50%);pointer-events:none;display:flex;align-items:center}.calc-select-chevron 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#0009}.calc-result__label{font-size:12.5px;letter-spacing:.1em;text-transform:uppercase;font-weight:700;color:#93a2af}.calc-result__range{display:flex;align-items:baseline;gap:12px;flex-wrap:wrap}.calc-result__num{font-size:clamp(2.6rem,4.6vw,3.6rem);font-weight:700;letter-spacing:-.04em;line-height:1}.calc-result__to{font-size:1.2rem;color:#93a2af}.calc-factors{display:grid;gap:10px;margin-bottom:28px}.calc-factor{display:grid;grid-template-columns:1fr auto;gap:14px;align-items:baseline;border-bottom:1px solid rgba(242,239,233,.12);padding-bottom:9px}.calc-factor__text{font-size:.98rem;line-height:1.45;color:#cdd6de}.calc-factor__sign{font-size:12px;font-weight:600}.calc-result__foot{border-top:1px solid rgba(242,239,233,.14);padding-top:22px;display:flex;flex-wrap:wrap;gap:24px;align-items:center;justify-content:space-between}.calc-result__foot p{font-size:.9rem;line-height:1.6;color:#93a2af;margin:0;max-width:32em}.calc-result__actions{display:flex;flex-wrap:wrap;gap:18px;align-items:center}.calc-result__actions .btn-light{white-space:nowrap}.calc-feedback{background:var(--cream);border:1px solid var(--ink);padding:clamp(24px,3vw,36px);box-shadow:inset 0 1px #fff,0 3px 8px #3a2a1e1f,0 16px 30px -14px #3a2a1e5c}.calc-feedback__q{font-size:1.15rem;font-weight:700;letter-spacing:-.02em;line-height:1.3;margin-bottom:18px}.calc-feedback__opts{display:flex;flex-wrap:wrap;gap:10px}.calc-feedback__opt{border:1px solid var(--ink);background:linear-gradient(#fffefc,#f6f2ea);color:#414a52;padding:12px 18px;font-size:14.5px;font-weight:500;box-shadow:inset 0 1px #fff,0 1px 1px #3a2a1e17;transform:none;cursor:pointer;transition:box-shadow .13s ease,background .13s ease,transform .13s ease}.calc-feedback__opt:hover{border-color:#8f352c;background:linear-gradient(#b5493d,var(--rust));color:var(--cream);box-shadow:inset 0 2px 5px 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p{font-size:1.04rem;line-height:1.72;color:#414a52;margin:0;max-width:44em}.max-46{max-width:46em}.max-34{max-width:34em}.max-32{max-width:32em}.max-30{max-width:30em}.max-28{max-width:28em}.max-26{max-width:26em}.max-24{max-width:24em}.max-22{max-width:22em}.max-20{max-width:20em}.max-16{max-width:16em}.mb-26{margin-bottom:26px}.mb-24{margin-bottom:24px}.mb-20{margin-bottom:20px}.mb-18{margin-bottom:18px}.mb-16{margin-bottom:16px}.mb-14{margin-bottom:14px}.mb-12{margin-bottom:12px}.mt-28{margin-top:28px}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}@media(max-width:860px){.criteria-layout,.contact-layout,.split-2,.subscribe-band{grid-template-columns:minmax(0,1fr)}.criteria-sticky{position:static}.criteria-grid{grid-template-columns:minmax(0,1fr)}.approach-row,.promise-row{grid-template-columns:46px minmax(0,1fr)}.approach-row h3,.promise-row h3{grid-column:2}.approach-row p,.promise-row p{grid-column:2;margin-top:8px}.team-row{grid-template-columns:110px minmax(0,1fr)}.team-row__body-cell{grid-column:2}.piece-row{grid-template-columns:minmax(0,1fr)}.piece-row__status,.btn-guide{justify-self:start;width:auto;min-width:150px}.diff-head{display:none}.diff-row{grid-template-columns:minmax(0,1fr);gap:16px}.diff-row__other:before{content:attr(data-label);display:block;font-size:12.5px;letter-spacing:.1em;text-transform:uppercase;font-weight:700;color:#6d6a64;margin-bottom:6px}.form-grid{grid-template-columns:minmax(0,1fr)}.field--wide,.form-actions,.form-error{grid-column:auto}}@media(max-width:620px){.site-header__inner{flex-wrap:wrap;gap:14px}.site-nav{flex-wrap:wrap;gap:14px;row-gap:12px}.faq-item__btn{grid-template-columns:32px 1fr 24px;gap:12px}.faq-item__a{grid-template-columns:32px 1fr;gap:12px}}